sergers

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I am looking into buying a serger this month. The sewing store near me, whom I trust, has said that both the Janome Mylock 204d, and the Janome Mylock 644d are really great, user friendly machines. I am a bit intimidated by the idea of learning to thread a serger, and was wondering if anyone has used either of these machines before, and would be willing to write me an honest review?

I have read some random online reviews of both machines, and niether one has gotten anything negative yet. There is about a $200 price difference between them though, and my money is a little tight.